Watercraft & Boat Insurance in Kent, OH
Boaters face various risks, and boat insurance may help cover the financial losses from thefts, injuries or damage to your boat. Your agent can help explain your options and design coverage to meet your unique needs.
Why Should I Get Boat Insurance? 
Unlike car insurance, boat coverage isn’t always legally required. Still, most marinas ask for proof of liability coverage before allowing docking privileges. Lenders also typically require liability and physical damage insurance if you finance a boat purchase.
What Does Boat Insurance Cover?
Your agent may recommend coverage to address the following risks:
- Physical damage to the hull, motor and onboard equipment caused by events like fire, collision or vandalism
- Theft of the boat
- Liability for bodily injuries to others or damage to someone else’s property
- Medical treatments for injuries to the boat owner and their passengers
- Trailer or accessories like electronics and fishing gear
- Towing and assistance after an accident
Your agent can help review how much coverage you need based on the boat’s age, type and use. They can also explain exclusions, as some policies may not apply during races or in specific geographic areas.
Get Covered Today
Explore affordable boat and watercraft insurance with Advantage Insurance Agency. Contact us today to learn more.