How To File an Auto Insurance Claim After an Accident

Auto accidents can be overwhelming for anyone, especially if you’re not familiar with auto insurance claims. Advantage Insurance Agency can guide you through the claims process, explain what to expect and provide support every step of the way.

What to Do Immediately After an Accident

If you’re in an accident, your safety comes first. Move to a safe location if possible, check for injuries and call emergency services if needed. Once everyone is safe, gather important information, such as the other driver’s contact and insurance details, photos of the scene and a copy of the police report if one has been filed. This documentation can be helpful when filing your auto insurance claim.

How to File an Auto Insurance Claim

After an accident, you’ll need to notify your insurance company as soon as possible. Here’s how the process typically works:

1. Accident reporting—Contact our team or your insurance provider to start your claim. Provide all relevant details and documentation.
2. Claims investigation—An adjuster will review the accident details, assess damages and determine fault based on Ohio’s insurance laws.
3. Damage assessment—Your vehicle may be inspected at a repair shop or by an adjuster to estimate repair costs.
4. Coverage review—We’ll explain what your policy covers, such as liability, collision or comprehensive coverage, and discuss any deductibles.
5. Settlement and repairs—If the claim is approved, you’ll receive payment for repairs or vehicle replacement, minus your deductible.

Contact Our Agency

If you have questions or need help after an accident, don’t hesitate to reach out to Advantage Insurance Agency. We can help you:

• Understand your coverage and next steps
• Communicate with adjusters and repair shops
• Answer questions about Ohio car insurance requirements
• Advocate for a fair and timely resolution

Contact us today or request an instant quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.